Property Type Financing

A welcoming suburban family house with a modern facade, perfect for residential living.

Primary Residence

A primary residence is the home where a borrower lives most of the time. Financing options for primary residences typically offer the most favorable terms

Advantages

  • Lower interest rates compared to other property types
  • Flexible qualification options
  • Gift funds may be permitted

Second Home

A second home is a property occupied by the borrower for personal use in addition to their primary residence. These homes are not intended for long-term rental use.

Advantages

  • Similar loan terms to primary residences
  • Opportunity to build additional equity
  • Ideal for vacation or seasonal use
Close-up of a hand holding keys with a miniature wooden house in the background, symbolizing real estate investment.
Urban cityscape with modern skyscraper architecture and reflections on glass facade.

Condominium Financing

Condominium financing requires additional review to ensure project eligibility. Our team provides guidance through condo approval requirements and financing options.

Benefits

  • Financing options for warrantable and select non-warrantable condos
  • Support through project review and approvals
  • Streamlined timelines for qualifying projects

New Construction Loans

New construction loans are designed for newly built homes or construction projects, including single-family homes and multi-unit developments.

Benefits for Buyers

  • Flexible financing options
  • Extended rate lock possibilities
  • Ongoing communication throughout construction

Benefits for Builders

  • Guidance on project approval requirements
  • Collaboration to support sales timelines
  • Financing solutions aligned with construction phases
Floor plan with cash, keys, and hard hat symbolizing real estate investment and property planning.
Miniature wooden house with a vintage key, symbolizing real estate and homeownership.

Investment Property

Investment properties are purchased with the intention of generating income or appreciation. These properties are not owner-occupied.

Benefits

  • Potential rental income
  • Long-term capital growth
  • Portfolio diversification

Ready to Take the Next Step?

Connect with our team to discuss your financing needs and explore your options with confidence.